Stop My Foreclosure Blog

Options To Get Out Of Foreclosure

Mon, 09 Jun 2008 20:08:21 +0000

Your Options To Get Out Of Foreclosure can be restructuring the loan, refinancing, short sale, Bankruptcy, arrearages, debt settlement and more. StopMyForeclosure.net has experts that will help you to understand which option is the best one for you according to your financial situation. We are here to listen to your hardship, explain the options that best fit your situation and help you decide what direction to take. We have been in this industry for many years helping homeowners get back on track with their lenders. Don’t let your lender make your decisions for you. Our professional Loss Mitigation Negotiators understand the processes and can get you into a workout package you can afford.

Financial Hardship Causing Foreclosure Concerns

Mon, 09 Jun 2008 19:50:21 +0000

If you are Facing Financial Hardship and have concerns about what is going to happen in the coming months with your mortgage payments StopMyForeclosure.net can help you proactively get answers to your concerns. The national economy is heading for a recession and more and more homeowners are facing financial hardships. Here at StopMyForeclosure.net we have ways of helping homeonwers eleviate the stresses of financial burdens. Our specialist our experts in this industry and understand how important your home is to you and your family. Don’t let this hardship be the beginning of a bad chapter in your life. We can give you peace of mind again.

What We Can Do To Help Stop Foreclosure

Mon, 09 Jun 2008 18:57:41 +0000

StopMyForeclosure.net has a proven method that lenders look forward to seeing. We have built relationships with over 400 lenders Loss Mitigation departments personell and when we begin negotiations for our homeowners the lenders are happy to Help Stop Foreclosure.

Tricks To Avoid Foreclosure

Mon, 09 Jun 2008 18:56:04 +0000

Our company can help you uncover some tricks to Avoid Foreclosure. One trick is to bite the bullet and stop worrying about paying for credit cards, medical bills or other unsecured debt. We can help you by settling these debts which will put more savings back into your pocket and give you the extra cash to pay your mortgage. When you sign up for our foreclosure program you don’t have to make a mortgage payment for approximately 90 days. Together, these two programs can help a homeowner save money and get back on track with their mortgage company.

Facing Foreclosure Due To A.R.M.

Mon, 09 Jun 2008 18:54:25 +0000

If you are Facing Foreclosure because of an Adjustable Rate Mortgage, don’t be concerned. We can stop the foreclosure process, negotiate with your lender for a Fixed Rate Mortgage and get you back on track with a lower mortgage payment. Our professional negotiators work hard for you and get workout packages that our homeowners can afford - When you work direcly with the lender, they are not working for you - they work for your lender.

Use Your Stumulus Check To Stop Foreclosure

Mon, 09 Jun 2008 18:52:35 +0000

The government stimulus checks are not enough to help homeowners get current with their lender, but using part of it to hire us is an excellent way to ensure you and your family will keep your home. Don’t use the stimulus check to pay off other bills - the only thing that matters is saving your home - we can do this for you. Use part of this additional income to Stop Foreclosure today.

Default Notices Are Not The End

Mon, 09 Jun 2008 18:50:13 +0000

Most of our homeowners have received Default Notices. This is just a formal notice that lenders send out to notify homeowners that foreclosure proceedings have begun. Now is the time to really consider getting help on this matter. Time is running out and the next step is for the lender to hire an attorney. Once the attorney has been hired you will be assessed an enormous amount of fees anywhere between $3000 - $5000. These fees will then have to be paid in full along with 30% of what you owe your lender for mortgage. StopMyForeclosure.net can prevent this from happening and save you thousands in fees

You Can’t Afford Your Home - Short Sale Option

Mon, 09 Jun 2008 18:47:42 +0000

StopMyForeclosure.net offers an alternative to foreclosure. We have expert realtors that can help you Short Sell your home. This is almost the last resort we offer to get homeowners out from under a mortgage that they just can’t afford. It is better to short sell the home than to have a foreclosure on your credit. We are here to help explore all options for you to see which would be the best for you.

Sale Dates Are Critical

Mon, 09 Jun 2008 18:45:43 +0000

When you are in Foreclosure and facing a sherriff’s Sale Date, we can help you get that stopped by filing a Skeleton Petition. This is a trick that has been perfected by our senior foreclosure team and is very effective in postponing a Sale Date so that we can have time to get our negotiators involved with the lender to work out a repayment plan for the homeowner. This option has saved many of our clients from having their house sold. All of our homeowners in this situation are now living in their homes and are back on track with the lenders.

Arizona Foreclosure Laws

Fri, 23 May 2008 15:18:00 +0000

Power of Sale Foreclosure Guidelines

If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed. Otherwise, the non-judicial power of sale foreclosure is carried out as follows:

The trustee must record a notice of sale in the office of the recorder of the county where the property is located. Within five (5) days after the notice is recorded, the trustee must mail, by certified mail, a copy of the notice of sale to each of the people who are parties to the trust deed, except for himself. Additionally, the notice must appear in a newspaper in the county where the property is located once a week for four (4) consecutive weeks, with the last notice being published not less than ten (10) days prior to the date of the sale.

Optionally, if it can be done without a breach of the peace, the trustee can post the notice at least twenty (20) days prior to the date of the sale, in some conspicuous place on the property to be sold and/or he or she can post the notice at the courthouse or at a specified place at the place of business of the trustee in the county in which the property is located.

The trustee or the trustee’s agent must conduct the sale. The sale is for cash to the highest bidder, except that the lender can make a “credit bid,” which means to cancel out some part (or all) of the money the borrower owed the lender on the lean, instead of paying cash. A successful high bidder must pay the bid price by 5 pm of the day after the bid, other than a Saturday or legal holiday. Every bid is an irrevocable offer until the sale is completed, which happens when the bidder pays the bid price to the trustee’s satisfaction. If the high bidder fails to make the payment by 5:00 pm, the day after being notified of the option to buy, then the trustee may postpone the sale.

The trustee may Postpone the Sale to another time, or another place, by giving notice of the new date, time and place by public declaration at the last place and time the property was offered for sale. No other notice is required. A trustee may also, by written agreement, extend the time for a buyer to come up with the payment.